Page 47 - Sports Energy News, Cornwall, Issue No 112
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www.sportsenergynews.com                                                                  Issue #112 May 2022                             47





                                              www.flowerscornwall.com                  We’re Open... and can’t wait to see you


         We Do FREE
           Wedding
         Consulations                                                                                             Tuesday to Friday 10:00 – 5:00 • Sat 10 – 4
                                                                                                                    6 Second Street East, Cornwall

                                                                                                                             613-932-4022
             1325 Pitt Street Cornwall • 613-933-9439                                                                www.pommierjewellers.com
      RawFit is a Place for Everyone



      By Staff Writer                       individuals with a variety of goals in a
                                            safe  and accepting  environment  where
                                            encouragement toward success is driven
        n September of 2019, current owner
      IJared  MacDonald  took  over  from   by all members.”  McCosham promises
      RawFit  founder  Leah  Kyte  full  of   you will always leave with a smile and
      energy and  aspiration!    With the  goal   a sense of accomplishment  because
      of breaking down gym stereotypes and   RawFit helps push you to improve your
      creating  a  safe  and  inclusive  family   health  and  confidence  while  fostering
      atmosphere where everyone can become   positive relationships that extend beyond
      a healthier, better version of themselves   the gym. “It’s a place that makes me
      inside and out, he was excited about   feel accepted, and good about myself,”
      building on the foundation Kyte had   Amanda states.                                                                               Photo Submitted
      provided.  MacDonald had no idea of the   Jared has a personal training certificate
      barrier that he would meet the following   from  the  ISSA and  structures  his gym   introduces  participants  to  fitness  in  a  Counsellor.    MacDonald  is  confident
      spring as the pandemic took hold!     around  circuit-based  classes  that  are   fun and positive  way, shaping  their  she will  be  a  huge  asset  to  RawFit  as
         Despite the many lock downs,       offered twice daily.  This allows him to   awareness and perception of their own  they share common values and want to
      closures, and other restrictions resulting   meet individuals where they are at when   health and wellness through game-based  provide all their clients with a wholesome
      from the pandemic, RawFit has not only   they first arrive, regardless of age, fitness   activities and simple exercises.  In the  approach based on individual goals and
      survived  but  is  beginning  to  flourish,   level, or experience.  There is also a spin   photo,  you  can  see  Atley  and  Emma  needs.
      all  thanks  to  what  MacDonald  refers   program  taught  by  certified  instructors   engaged in a Low 5 game that has them   The RawFit family is always
      to as an “amazing family” (the RawFit   as well as the opportunity for members   supporting their body weight in a plank  welcoming toward new members and
      membership)  that  has  kept  it  going.       to  use  the  gym  independently  outside   position.  Youth classes run 3 days per  MacDonald  explains  that  he  has great
      From young children  to  grandparents   of the class schedule.  MacDonald’s   week: Monday and  Thursday from  respect and admiration for people who
      and anyone in between, it seems there’s   motivation comes from his own passion   4-4:30, and Saturday at 10:15.  just show up, which is often an anxious
      a place for everyone at RawFit.  All they   for  health  and  fitness,  as  well  as  his   To meet the  needs of his growing  and difficult step for many people.  The
      need to do is show up.                own pursuit of becoming a competitive   membership, Jared has also brought in  best  way  to  connect  is  to  find  RawFit

         Longtime     member      Amanda    cross-fit athlete before he dove into this   CanFit certified trainer Michelle Moise.  on Facebook and connect  through
      McCosham explains  how RawFit is      endeavor.                             She brings a wealth of experience with  Messenger or give Jared a call at (613)
      much more than a workout; “You become   Recently,  Jared  launched  a  kids’   a  background in  Nursing, and she is  551-2691. RawFit is located in the Long
      a member of a group of widely diverse   program for youth aged 8-14 which   also  a  registered  Health  and  Nutrition  Sault Plaza.

      Continued fom page 44                 Contributions and withdrawals of  investors pay unnecessary taxes each  to your tax planning, such as maximizing
      on a tax-free basis, which allows you to  principal are not subject to income tax.  year and we find many investment plans  income splitting with spouses in
      fully compound your money over many  You will be taxed on any growth and  are not designed to be highly tax efficient.  retirement, collecting pension credits,
      years.   Withdrawals from a tax-free  income  generated in  the  account.  The  Most people only focus on gross return  deducting  home  office  expenses,  and
      savings account are easily accessible  three main types of investment growth  - it is important to work with an advisor  more.
      and tax-free, which means it will not  are interest (100% taxable), dividends  to focus on net (after-tax) return and   You have a few options to reduce
      count as taxable income in the year it is  (68% taxable), and capital gains  optimize your investment plan.       your taxable income in retirement such
      withdrawn.                            (50% taxable).  This means if you are   Work with your financial advisor or  as drawing down RRSPs early, delaying
         If you have maximized your  holding investments such as Guaranteed  tax  specialist  to  file  your  tax  return.  CPP and/or OAS, and more. For more
      contribution limits in your registered  Investment Certificates (GICs) or other  There is a good  chance  they  may  information on this topic consider
      accounts,     consider     additional interest-bearing securities, 100% of  uncover opportunities to increase your  visiting our website downloading a free
      investments held in open accounts.  your interest is taxable income.  Many  tax savings and add a level of efficiency  copy of our retirement guide.
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