Page 46 - Sports Energy News, Cornwall, Issue No 112

46 Issue #112 May 2022 www.sportsenergynews.com

Mellow Meadows Equestrian; More than Riding Horses

By Staff Writer lessons to riding camps, special events, and
showcases. The experiences they get involved in
hen you arrive at Mellow Meadows, you go far beyond learning to ride a horse. Exercising,
Ware very likely going to be greeted by Hank, pasturing, feeding, and grooming or caring for the
a Border Collie who will happily check your scent horses are other things that everyone seems so
and welcome you with a wag of his tail. As you willing to pitch in and help with. The barn and
approach the riding ring, you’ll notice a lot going adjacent riding ring are a hub of activity, always
on around the farm, which is currently home to under Hank’s friendly supervision.
27 horses, 16 cows, 2 dogs, and several chickens, Bryanna’s passion for teaching is very evident
as well as many happy students of all ages! The through her connection to both her students and
yearly allotment of pigs will be arriving soon. the horses. A simple gesture with her arm, or a

Bryanna Hickman-Korac, who will soon be quick chirp or whistle always gets results. She
a Thomas when she and fiancé Brodie tie the encourages the younger riders with fun and
knot this August, is usually the one running the engaging drills and routines where progress
show at the farm. She is the first to remind you, becomes quickly evident. The human-to-horse
though, that it is very much a family affair, with connection is nothing short of amazing, and
contributions from everyone around. Bryanna, certainly exemplifies the intelligence and beauty
along with mom Tara Hickman and dad Derek of these amazing animals.
Korac, arrived just south of Finch in 2014. Since Heidi van de Glind’s daughter, Aliya Roy, rides
then, the Mellow Meadows team has grown to at MME. She shares, “I knew Bryanna was a great
include Brodie, daughter Taylor who will turn 2 community contributor when she stepped up to Photo Submitted
in September, and nieces Piper and Charlie, who help with a fundraiser for the Cardiology Dept. at
are almost always on hand to help Bryanna with CHEO without hesitation, bringing ponies to the
whatever needs doing. Long Sault arena for the kids to ride. Since my Check out Mellow Meadows Equestrian on

There are 55 students currently enrolled at daughter has been riding there, I have also had the Facebook, which has all their contact information, or
Mellow Meadows, and they are involved in a chance to see how amazing she is as a coach and send Bryanna an email at bryannahickmankorac@
variety of activities from individual and group teacher for both the kids and the horses.” gmail.com.
Continued from page 45 as part of the mortgage loan. They are consolidation to simply monitoring and traditional bank lenders to alternative
to hedge against that risk is also higher. simply tacked onto the mortgage loan. developing a plan for the client to ensure financing solutions. Whether they
This equity is the lender’s primary form of Working with a private lender: As most that they are impacting their credit score by are self-employed, have unverifiable
security in case of loan default. private mortgage loans are short-term paying down their debts. Working with a income, or unestablished credit,
When coordinating a mortgage loan loans ranging between one to two years, it private lender that also houses a mortgage alternative options are becoming
process via a mortgage broker that secures is in the best interest of the private lender brokerage team dealing with prime lenders more prominent and mainstream. It is
a loan from a traditional lender, the to try and help the borrower transition to helps clients with the transition process
advisable to seek out a private lender
broker’s fees are paid by the bank directly. a prime lender following the end of the and also incentivizes the firm to align the
with a diversified team that not only
In the case of a private mortgage, the private loan term. If the borrower has a low client’s success with their own. specializes in private lending but can
borrower is responsible for covering these credit score, a lender with a qualified team With rising interest rates and ongoing
fees. The fees in question typically range of mortgage brokers will help monitor the new mortgage regulations squeezing also allow you to leverage their team
between 1-3% of the loan amount. Many credit score and ensure it is rising. This many Canadians out of homeownership, of mortgage brokers to bridge the gap
lenders allow for these fees to be financed assistance can come in the form of debt more Canadians are turning away from between private and traditional lending.