Page 42 - Sports Energy News, Cornwall, Issue No 126
P. 42

42                 Issue #126 July 2023                                                           www.sportsenergynews.com



      The First Tee Program at Archie’s





       By Victoria Klassen                  provides both golf and life skills  Akwesasne and hope to develop  atmosphere. Archie’s is looking
                                            for these kids and is offered at  some programs for them in the  forward  to  welcoming  many
                                            no charge to the participants.  near future.                                youths over the coming seasons
                                            The goal of the programming is          They said they are fortunate  through the First Tee Program.
                                            to develop good golfers but also  that the First  Tee Program                 For more information about
                                            help  develop  youngsters  into  fits  perfectly  with  Archie’s  the First  Tee Program, visit:
            rchie’s  was  one  of  fifteen  good people.                          “Golf  For  All” attitude and  www.firstteeontario.ca
      Agolf courses in Ontario to             Archie’s  sent  two  of  their

      partner with Golf Canada to offer  instructors        for    specialized      Johnson - Continued from page 38
                                                                                    observers have already raised alarms about.
      the First Tee Program last year.  training        and     became       an
      Archie’s is happy to be offering  Accredited First Tee Facility in            For all the customers who are calling specific to their variable, we are
                                                                                    still not seeing a large number of them switch to a fixed rate, specifically
      the First Tee Program again this  2022. They are the only course
                                                                                    the ones that have the four and five-year terms. They don’t seem to pull
      year.  The program continues  that has this accreditation in the
                                                                                    the trigger to make the switch to a fixed rate. This hesitation will almost
      to grow throughout Canada  area, and they will be hosting                     certainly place even greater fiscal pressure on variable-rate holders, who
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      with the help of provincial golf  their  first  sessions  this  year  in      will see rate-hike-driven payment increases in the near future.
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      associations and RBC.                 July.  They  are  thrilled to  be       In turn, the market might be seeing the emergence of more measures to
        The First  Tee Program is  welcoming weekly groups from                     help these borrowers.
                                              Stories And More About The People In Stormont, Dundas & Glengarry
      designed to give kids with  the  Boys  and Girls Club of                      The other thing you’re seeing is a lengthening of amortization schedules.
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      fewer opportunities the chance  Cornwall.  They have also had                 Last year or prior, maybe 1% of mortgages had a 30-year amortization,
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                  Energy News                                                       amortizations to help borrowers with payment.
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      to experience golf. The program  talks with youth organizations in            and  now  that’s  up  to  20%,  so  what  you’re  seeing  is  banks  extending
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                                                                                    VanderMeer - Continued from page 38
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                  Energy News                                                       the home. If the buyer of the first offer cannot or will not remove his
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                                                                                    conditions, then that offer becomes null and void and his deposit returned
                                              Stories And More About The People In Stormont, Dundas & Glengarry  to him in full without interest or deduction.
           Editorial: Mike Piquette, mike@sportsenergynews.com                      It should be noted that the first offer does not have to match the second
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                              Editor: Marion Dalley
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                  Energy News                                                       offer if it is higher as they have already agreed upon a sale price under
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                      Graphic Design: Lynn Dillabough,
                                                                                    contract. On the other hand, the seller can also accept an offer less than
                            dillydesigns@eastlink.ca
                                              Stories And More About The People In Stormont, Dundas & Glengarry  the contracted price with the first buyer.
             Business Development/Advertising: Mike Piquette,                       Ming - Continued from page 38
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               mike@sportsenergynews.com or 613-662-3654                            Expectations have a funny way of working like that. The reality is that
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                  Energy News                                                       4.75% is a much more “normal” rate environment throughout history
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                      Sales: Gord Shaver, 613-362-8004
                           gordshaver@hotmail.com
                     Sales: Robert Martin, 514-779-9439                             than 0.25%, (even though it feels high right now to some). Where do we
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                                                                                    go from here? The answer, of course, is that no one knows, but that’s not
                                robertm@live.ca
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       Sports Energy is a monthly publication covering the Greater Cornwall Area.
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       Our goal is to offer a quality, informative, and enjoyable newspaper and     The point is that by working closely to help set reasonable expectations,
       website to our readership, focusing on the accomplishments of the many       the journey can become much easier. For instance, you should expect a
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       gifted  athletes  and sports organizations  in our area.  The opinions and   double-digit decline in stocks every year or two. You should expect that
       statements of our writers and columnists are not necessarily the opinion     some years other assets will do better than what you have. You should
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       of Sports Energy. Sports                                                     expect that weak markets are a necessary part of investing - as investors
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       Sports Energy is always on the lookout for positive sports stories.          can’t  benefit  from  the  good  times,  without  also  going  through  tough
       If you have a story you feel is worthwhile sharing, please email to          periods.
       info@sportsenergynews.com.             Stories And More About The People In Stormont, Dundas & Glengarry
       All suggestions will be considered but not necessarily printed.              We care about our client’s success, and helping set reasonable expectations
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       Visit us on the web at: www.sportsenergynews.com                             is an important building block in the process to help them stay on track.
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